| If the other driver was not insured but there was an insurance policy covering the car you can still claim from that insurance company. If there was no insurance at all an organisation called the Motor Insurers' Bureau will deal with your claim. |
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| In some cases you can still claim even if the other driver's insurance policy has been invalidated (e.g. by drink driving) or has recently expired. |
| If the other driver leaves the scene without stopping to give details - you can still claim. Even if the car cannot be traced you may be able to claim some or all of your losses from the Motor Insurers' Bureau. |
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| The Motor Insurers' Bureau will expect you to have already tried to trace the driver / insurer concerned by reporting the accident to the police, to your own insurance company and making enquiries with the registered owner of the vehicle. |
| Certain conditions apply to claims made via the Motor Insurers' Bureau such as |
- If the driver of the offending vehicle is untraced, you must at least be able to identify the vehicle to make a claim for property damage.
- An excess of £300 will also be deducted from claims made under the untraced driver scheme for property damage after 1st October 1999 (the excess amount was £175 before this date).
- The Motor Insurers' Bureau will only deal with claims registered with them within 9 months of the accident. They will also expect the accident to have been reported to the police within 5 days of the accident.
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| A member of the public wishing to enter a claim with the Motor Insurers' Bureau can either do so directly themselves or appoint a Solicitor to work on their behalf. |
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| Genesis Accident Claims (GAC) can help you with your accident claim |
| GAC has dedicated solicitors who are experts at making personal injury claims. Contact us now for a free discussion regarding your injury. You can speak to one of our claims handlers, or complete our online claim form and we'll call you right back. |
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