| If the other driver was not insured but there was an insurance policy covering the car you can still claim from that insurance company. If there was no insurance at all a government body called the Motor Insurers' Bureau will deal with your claim. |
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| In some cases you can still claim even if the other driver's insurance policy has been invalidated (e.g. by drink driving) or has recently expired. |
| If the other driver leaves the scene without stopping to give details - you can still claim. Even if the car cannot be traced you may be able to claim some or all of your losses from the Motor Insurers' Bureau. |
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| The Motor Insurers' Bureau will expect you to have already tried to trace the driver / insurer concerned by reporting the accident to the police, to your own insurance company and making enquiries with the registered owner of the vehicle. |
| Certain conditions apply to claims made via the Motor Insurers' Bureau such as |
- If the driver of the offending vehicle is untraced, you must at least be able to identify the vehicle to make a claim for property damage.
- An excess of £300 will also be deducted from claims made under the untraced driver scheme for property damage after 1st October 1999 (the excess amount was £175 before this date).
- The Motor Insurers' Bureau will only deal with claims registered with them within 9 months of the accident. They will also expect the accident to have been reported to the police within 5 days of the accident.
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| A member of the public wishing to enter a claim with the Motor Insurers' Bureau can either do so directly themselves or appoint a Solicitor to work on their behalf. |
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| Genesis Accident Claims (GAC) can help you with your accident claim |
| GAC has dedicated solicitors who are experts at making personal injury claims. Contact us now for a free discussion regarding your injury. You can speak to one of our claims handlers, or complete our online claim form and we'll call you right back. |
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